Money · Pension
Pension & gratuity calculator
Gross pension, the commuted lump sum, and the reduced monthly pension for a government servant on retirement.
Calculation inputs
Basic pay only — excluding allowances — at the time of retirement.
Completed pensionable service. Pension is capped at 70% of last pay, reached at 30 years.
35%
0%35%
A pensioner may commute up to 35% of the gross pension into a one-time lump sum.
Age-based multiplier from your department’s commutation table — roughly 12.37 at age 60, higher if you retire earlier.